Banking designed for your business

Lili empowers your business with the banking features you need, while eliminating the hidden fees you don’t.

Lili is a financial technology company, not a bank.

Banking services are provided by Sunrise Banks, N.A., Member FDIC

Streamline your business operations

with seamless integrations

Which of the following are most important to you?

  • Business Credit
  • International Wires
  • Team Access
  • No Hidden Fees, No Minimum Balance
  • Early Access to Payments
  • Savings with up to 4.00% Annual Percentage Yield
  • Premium Support

Business Banking

A business checking account that you open in minutes, so you can focus on what’s next.

No hidden fees, no overdraft fees, and no minimum deposit or balance required. Seamlessly send and receive money using standard and express ACH, domestic and international wire, or by integrating payment apps or external bank accounts. And grow your balance with a savings account that earns you up to 4.00% APY.

Accounting & Bookkeeping

Powerful accounting software that makes it easy to keep your books up to date.

Instantly categorize transactions to streamline your bookkeeping. Access auto-generated financial reports including expense, profit & loss and cash flow statements, and gain access to insights that provide you with an in-depth understanding of the financial status of your business.

Choose the plan that works for your business

Lili Premium

$33/mo
$0 Minimum Deposit | 30 Day Free Trial

Premier Priority Service

  • Front of the line experience with priority support and a dedicated account specialist

Business Banking

  • Advanced Business Checking Account
  • Lili Visa® Debit Card with Cashback Awards through Visa SavingsEdge
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Domestic and international wire transfers
  • Fee-free Overdraft up to $200
  • Earn up to 4.00% APY on Savings
  • Grant account access to multiple teammates

Accounting Software

  • Income and expenses: Organize your business transactions
  • Bookkeeping automation: Predictive transaction categorization powered by Lili AI
  • Receipt capture: Add receipts and notes to expenses
  • Enhanced reporting: On-demand reports including profit & loss and cash flow statements
  • Invoice and payments: Easily create and send unlimited invoices, track invoices status and send reminders, accept payments instantly
  • Bill management: Auto-scan your bills and pay them instantly

Tax Preparation Software

  • Tax savings: Automatically allocate funds towards tax payments
  • Tax deductions: Instantly sort transactions into tax categories
  • Pre-filled business tax forms: 1065/1120-S/Schedule C

Lili Smart

$21/mo
$0 Minimum Deposit | 30 Day Free Trial

Lili Pro

$9/mo
$0 Minimum Deposit | 30 Day Free Trial

Business Banking

  • Advanced Business Checking Account
  • Lili Visa® Debit Card with Cashback Awards through Visa SavingsEdge
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Domestic and international wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $200
  • Earn up to 4.00% APY on Savings

Expense Management Tools & Reports

  • Organize your expense transactions into tax categories
  • Attach receipts to expenses, add notes
  • Easily generate quarterly and annual expense reports

Lili Basic

$0/month
$0 Minimum Deposit

Business Banking

  • Business Checking Account
  • Lili Visa® Debit Card
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Domestic and international wire transfers
  • Automatic Savings

Small businesses trust Lili to simplify their business finances

200K+ customers served
+$2B deposited
4.7 Trustpilot rating
25+ business tools

Your account is safe and secure

FDIC Insured

All Lili accounts are insured up to $3M through a network of sweep program banks.

Constant Control

Receive transaction alerts in real-time, access your Lili account from mobile or desktop anytime and instantly freeze your card from your Lili account.

Secure

Your Lili business account and Lili Visa® Debit Card are protected by industry-leading encryption software and security protocols, including fraud monitoring and multi-factor authentication.

3 steps and you’re in business

  1. Tell us about yourself
    Fill in some basic personal information.
  2. Tell us about your business
    Share a few details including business type, EIN and industry.
  3. Select a plan
    Choose the account plan that best fits your business.