Banking designed for your business

Lili empowers your business with the banking features you need, while eliminating the hidden fees you don’t.

Lili is a financial technology company, not a bank.

Banking services are provided by Sunrise Banks, N.A., Member FDIC

Which of the following are most important to you?

Business Banking

A business checking account that you open in minutes, so you can focus on what’s next.

No hidden fees, no overdraft fees, and no minimum deposit or balance required. Seamlessly send and receive money using Standard and Express ACH, or by integrating payment apps or external bank accounts. Receive domestic wire transfers fee-free and without limits on the amount or number of transfers. And grow your balance with a savings account that earns you 3.65% APY.

Accounting & Bookkeeping

A bank account that takes care of your business accounting, so you can focus on growing the business you love.

Instantly categorize transactions to streamline your bookkeeping. Access auto-generated financial reports including expense, profit & loss and cash flow statements, and gain access to insights that provide you with an in-depth understanding of the financial status of your business.

Choose the plan that works for your business

Lili Premium

$55/month

Plan Highlights:

  • Advanced Business Checking Account
  • Metal Visa® Business Pro debit card with Cash Back Rewards
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Domestic and international wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $200
  • 2.25% APY on Savings
  • Dedicated Account Specialist
  • Priority Customer Support
  • Grant account access to multiple teammates

Premier Priority Service

  • Front of the line experience with priority support and a dedicated account specialist

Smart Bookkeeping

  • Instantly sort income and expense transactions into tax categories
  • Predictive transaction categorization powered by Lili AI
  • Attach receipts to expenses, add notes

Financial Reports

  • On-demand reporting including profit & loss and cash flow statements

Bill Pay

  • Scan or upload bills
  • Manage vendors & track bills
  • Pay instantly & directly from your account

Unlimited Invoices and Payments

  • Easily create and send invoices
  • Accept payments instantly
  • Track invoices and send reminders

Tax Reports (1065/1120-S/Schedule C)

  • Optimize your tax deductions with pre-filled business tax forms.

Lili Smart

$35/month

Plan Highlights:

  • Advanced Business Checking Account
  • Visa® Business Pro debit card with Cash Back Rewards
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Domestic and international wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $200
  • 2.25% APY on Savings
  • Grant account access to multiple teammates

Financial Reports

  • On-demand reporting including profit & loss and cash flow statements

Bill Pay

  • Scan or upload bills
  • Manage vendors & track bills
  • Pay instantly & directly from your account

Unlimited Invoices and Payments

  • Easily create and send invoices
  • Accept payments instantly
  • Track invoices and send reminders

Tax Reports (1065/1120-S/Schedule C)

  • Optimize your tax deductions with pre-filled business tax forms.

Lili Pro

$15/month

Plan Highlights:

  • Advanced Business Checking Account
  • Visa® Business Pro debit card with Cash Back Rewards
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Domestic and international wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $200
  • 2.25% APY on Savings

Expense Management Tools & Reports

  • Organize your expense transactions into tax categories
  • Attach receipts to expenses, add notes
  • Easily generate monthly expense reports

Lili Basic

$0/month

Plan Highlights:

  • Business Checking Account
  • Visa® Business debit card
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Domestic and international wire transfers
  • Automatic Savings

Account security you can rely on

All Lili accounts are insured up to $250,000 through our partner banks, Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC.

Receive transaction notifications as they happen and instantly freeze your card from the app if something looks off.

Lili uses industry-leading security and encryption software and constantly focuses on providing you a more secure experience.

3 steps and you’re in business

  1. Tell us about yourself: Fill in some basic personal information.
  2. Tell us about your business: Share a few details including business type, EIN and industry.
  3. Select a plan: Choose the account plan that best fits your business.